FOR IMMEDIATE RELEASE

Contact: 
Rick Junius, Associate
LTC Financial Partners
rick.junius@ltcfp.net
888-714-3375

Learn the Cost of Long-Term Care with Online Calculator, “Then Talk to  Me,” Says Kapolei-Based Expert

Consumers May First Learn How Much They’ll Need to Pay for Care  When the Need Arises, Then How to Manage the Costs Through Affordable Insurance

Kapolei, HI May 22, 2014 – Today LTC Financial  Partners announces free help for consumers who want  to learn the financial risk of needing long-term care someday, and how to  manage the risk. The service blends the best of technology with the best of  humanity: a real, live advisor on the phone. It’s a simple two-step process:

STEP 1: The consumer  goes online to use a Cost-for-Care calculator that displays the going rate for  care in their state or metropolitan area. The calculator shows costs per day,  month, or year for care in a nursing home, assisted living facility, adult day  care center, or one's own home with a health aide.

STEP 2: The consumer  then places a call to a local advisor. In this area, that’s Rick Junius, who  lays out options for managing the costs through LTC insurance.

“Step 1 is likely to  blow people’s minds,” says Junius, Kapolei-based agent with LTC Financial  Partners. “Most people have no idea how expensive care can be. It’s through the  roof now and likely to be in the stratosphere years from now when they need  it.”

Step 2 may be an  eye-opener too, but in the opposite direction, according to Junius. “Most  people have no idea how affordable LTC insurance premiums can be, especially if  they shop around and sign up early.” When consumers call Junius, they first  answer questions about their age, health, state of residence, financial  situation, and care benefits they want.

Junius, who is a  licensed agent specializing in this coverage, then responds by supplying costs  for policies from competing carriers. “Rates can vary widely depending on the  carrier and other factors,” says Junius.

The calculator, supplied  by a leading insurance carrier, is available at http://www.johnhancockltc.com/individual/cost-of-long-term-care-calculator/.

Junius may be reached at 888-714-3375.

Rick Junius is a leading long-term care solutions agent in HI, serving consumers as well as organizations. “We’re glad to help them find the best, most affordable policy for their  situation,” Junius says. Information is available  from Junius at rick.junius@ltcfp.net, http://RickJunius.ltcfp.com or 888-714-3375.

In California the company is known as LTC Partners & Insurance Services; in other states, as LTC Financial Partners. The corporate website: http://www.ltcfp.com.

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